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Online SBA loans for small businesses: financing backed by SBA

With low APRs and a wide range of use cases, SBA funding programs* can be a great option for small business owners.

Trusted by:

Funding From

$2.8+

Billion in financing

Approval

As fast as 2 hours

Funding

As fast as 4 hours

55,000+

Small businesses financed

Get SBA financing with confidence

What you can get with an SBA 7(a) loan:

Requirements to qualify

While requirements will vary by lender, you will generally need to:

Fast SBA loans for small businesses: how do they work?

An SBA loan is a type of financing that’s backed by the Small Business Administration. While these loans are financed by private lenders for small business, the SBA guarantees up to 85 percent of the loan.

SBA loans are typically more difficult to qualify for but offer low rates, favorable terms, amongst other benefits. From 7(a) loans and microloans to disaster loans and debt consolidation, SBA loan programs come in many different forms. Credibly can help you navigate your options.

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Four simple steps to secure a working capital business loan

Explore your options without damaging your credit score

Apply online

Click “Get Started” to apply for a working capital loan.

Gather required documents

We require certain documents from you in the approval process. Be ready with bank statements and a government-issued ID to start.

Approval in as little as 4 hours

Your loan application will be reviewed and you can get approved in as fast as 4 hours.

Receive same-day funding

If approved, your requested loan amount can be transferred to your bank account as soon as the same business day.